ilmscore | Mortgage Rates Predictions
72.7%
Accuracy

Recent Predictions

Total: 224
Correct: 8
Incorrect: 3
Pending: 213
Prediction
Author
Predicted at
Status
Video
If Fanny Mae and Freddy Mac are privatized, mortgage rates are predicted to increase by 0.5 to 1 percentage point within the first year.
"Experts are saying that mortgage rates could jump a half to a full percentage point in the first yea..."
May 29, 2025
Pending
If the 10-year US bond yield continues to rise, mortgage rates in the US will reach 8%.
"And if it continues in the same direction, everyone is going to be taking out mortgages at 8% intere..."
May 20, 2025
Pending
If the 10-year Treasury yield increases by another 0.5%, the average US mortgage rate for good credit borrowers will reach 8%.
"If it goes up another half of a percent, every average mortgage in the United States with good credi..."
May 16, 2025
Pending
The cost of borrowing for mortgages will continue to increase due to rising bond yields.
"It's now more expensive and it's only getting more expensive as these bond yields to continue to go ..."
May 16, 2025
Pending
Mortgage rates will remain high for at least the next few months (from May 2025).
"Mortgage rates are probably going to stay high at least for the next few months."
May 16, 2025
Pending
Mortgage rates will remain higher than many expected throughout 2025.
"my theory of mortgage rates for 2025 is proving correct and that rates are just staying higher than ..."
May 16, 2025
Pending
Mortgage rates are predicted to remain within a range of 6.5% to 7.1% for at least three months from May 2025.
"I don't see them going below 6.5% for the foreseeable future. And you know, maybe they'll get above ..."
May 2, 2025
Pending
Mortgage rates are predicted to remain volatile.
"I expect this crazy mortgage rate roller coaster to keep going."
Apr 25, 2025
Pending
Mortgage rates are predicted to remain elevated even if the economy enters a downturn.
"mortgage rates are going to stay higher even if we go into an economic downturn."
Apr 18, 2025
Pending
If the 10-year Treasury yield rises to 5% or higher, mortgage rates are predicted to exceed 8%.
"If we see the 10-year Treasury spike to north or at 5%, mortgage rates will be north of 8%."
Apr 11, 2025
Pending
Mortgage rates are predicted to trend downwards, reaching low 5s or high 4s by October 2025, and potentially even lower by April 2026.
"Mortgage rates are headed down. ...we could be looking at mortgage rates, you know, 6 months from no..."
Apr 7, 2025
Pending
Mortgage interest rates are expected to decrease enough within the next 5-7 years (from April 2025) to create refinancing opportunities.
"if it's going to take you like I don't know five years seven years to recoup the cost of the discoun..."
Apr 5, 2025
Pending
Mortgage rates are expected to remain volatile for a few months (from April 2025) before following a downward trajectory, likely in the latter half of 2026 and almost certainly by early 2026, especially if a new Fed chairman is appointed.
"my expectation is that rates are going to stay like a little bit volatile for the next few months, b..."
Apr 4, 2025
Pending
Mortgage rates could remain at their current low levels (around 6.64% at the time of recording) or decrease further in the near future.
"rates might stay as low as they are now and they could go down a little bit more."
Mar 21, 2025
Pending
If the economy experiences strong growth and consumer confidence returns, mortgage rates will likely increase again, though not necessarily to 7.25%.
"If...there's actually going to be strong growth...we'll probably see mortgage rates go back up a lit..."
Mar 21, 2025
Pending
Current mortgage rates are likely to increase.
"your mortgage rate is likely to go up"
Feb 27, 2025
Pending
Mortgage interest rates are predicted to decrease enough to allow homeowners to refinance their 7% mortgages.
"Mortgage Debt is one of those unique debts that look interest rates start settling down you're going..."
Feb 27, 2025
Incorrect
Mortgage rates are predicted to experience significant volatility, with rates going up and down over the next couple of months, rather than continuing their recent downward trend.
"it's not something I would really Bank on continuing it could but I think the more likely scenario i..."
Feb 24, 2025
Pending
Mortgage rates are predicted to trend down over the long run.
"although I do think that rates will Trend down over the long run"
Feb 21, 2025
Pending
Consumers looking to finance major purchases or refinance existing debt should not anticipate a significant reduction in interest rates from banks.
"so if you're thinking about buying a house buying a car with debt or refinancing your debt you might..."
Feb 15, 2025
Pending
Mortgage rates will remain volatile and are not expected to decrease in the next 3-6 months (from February 2025).
"I think we're going to see a lot of volatility in the mortgage market and we shouldn't count on rate..."
Feb 14, 2025
Pending
Mortgage rates are predicted to increase.
"mortgage rates are going back up"
Feb 12, 2025
Pending
Mortgage rates will be in the low to mid 6% range by February 2026.
"I think they'll get to the low to mid sixes by this time next year"
Feb 9, 2025
Pending
Mortgage rates are predicted to be in the low to mid-6% range by early 2026.
"I think they'll get to the low to mid sixes by this time next year"
Feb 9, 2025
Pending
Prediction that 3% mortgage rates might be seen in 2025 or 2026.
"we think 3% maybe even lower than that but will we actually see 3% mortgage rates in 2025 or 2026"
Feb 6, 2025
Pending
Mortgage rates are expected to decrease in the next day or two, following bond yields.
"mortgage rates should follow in the next day or two"
Feb 5, 2025
Pending
Mortgage rates are forecasted to trend downward throughout 2025, although the path will be volatile.
"my overall forecast for 2025 which is that rates are going to trend downward but it's going to be a ..."
Feb 5, 2025
Pending
Mortgage rates will reach their lowest point of the year today or tomorrow (February 5th or 6th, 2025).
"we're going to see the lowest mortgage rates of the Year either today or tomorrow"
Feb 5, 2025
Pending
The average 3-year fixed mortgage rate is predicted to dip below 7% for the first time in 2025.
"I actually think we'll see the average rate on a third-year fix rate dip below 7% for the first time..."
Feb 5, 2025
Pending
Mortgage rates are predicted to reach their lowest point of the year either on February 5th or 6th, 2025.
"we're going to see the lowest mortgage rates of the Year either today or tomorrow"
Feb 5, 2025
Pending
The average rate for a 3-year fixed mortgage will dip below 7% for the first time in 2025.
"I actually think we'll see the average rate on a third-year fix rate dip below 7% for the first time..."
Feb 5, 2025
Pending
Mortgage rates are predicted to remain volatile and at higher levels.
"mortgage rates will remain volatile but on the high side"
Jan 29, 2025
Pending
Mortgage rates are predicted to remain relatively high for an extended period.
"mortgage rates remain high hopefully they'll come down but they're probably going to stay relatively..."
Jan 27, 2025
Pending
Mortgage rates are expected to remain relatively high for a while.
"mortgage rates remain high hopefully they'll come down but they're probably going to stay relatively..."
Jan 27, 2025
Pending
Average of 17 experts predicts 2025 mortgage rates to end at 6.33%.
"on average they think 2025 will end the year at about 6.33%"
Jan 27, 2025
Pending
Redfin predicts 2025 mortgage rates to end at 6.8%.
"red fin at the top at 6.8%"
Jan 27, 2025
Pending
N (forecaster) predicts 2025 mortgage rates to end at 5.8%.
"N at the bottom at 5.8%"
Jan 27, 2025
Pending
Author predicts 2026 mortgage rates to end in the mid-sixes, possibly lower.
"personally I'm around here I think we'll end the year next year in the mid sixes maybe a little bit ..."
Jan 27, 2025
Pending
Mortgage rates predicted to end 2026 in the mid-sixes percentage range, possibly a little lower.
"personally I'm around here I think we'll end the year next year in the mid sixes maybe a little bit ..."
Jan 27, 2025
Pending
Mortgage rates are not expected to decrease in the near future.
"I wouldn't presume this means that mortgage rates are going to come down anytime soon"
Jan 24, 2025
Pending
Mortgage rates are not expected to come down anytime soon.
"I wouldn't presume this means that mortgage rates are going to come down anytime soon."
Jan 24, 2025
Pending
Mortgage rates are predicted to trend downwards over the long term, with more significant decreases expected within two years (by January 2027).
"I think the long-term trend is much more likely to be down which means that there is upside to buyin..."
Jan 14, 2025
Pending
Mortgage rates will remain elevated and not significantly decrease over the next 6 months (from January 2025).
"when I look at the next 6 months I just don't see that changing that much... I think that Bond inves..."
Jan 14, 2025
Pending
Significant decreases in mortgage rates in 2025 are unlikely without major economic events.
"we might not see a big drop in mortgage rates in 2025 unless something major happens"
Jan 3, 2025
Pending
Mortgage rates will decrease but remain in the 6% range, specifically in the low to mid 6% range by the end of 2025.
"I believe rates will come down but I think they're going to stay in the sixes next year and probably..."
Jan 3, 2025
Pending
Mortgage rates are not expected to decrease in line with Federal Reserve interest rate cuts.
"mortgage rates will not decline in tandem with the Federal Reserve Bank cutting interest rates"
Jan 1, 2025
Pending
Zillow anticipates mortgage rates to be lower by the end of 2025 compared to the beginning of the year, with potential volatility.
"our best educated guess is that mortgage rates will be lower by the end of 2025 than they will be at..."
Dec 28, 2024
Pending
Redfin forecasts mortgage rates to remain around 7% throughout 2025.
"they believe the mortgage rates will stay high at around 7% through 2025"
Dec 28, 2024
Pending
Dave predicted 30-year fixed mortgage rates would be 6.12% by mid-November 2025.
"I'm going to say 6.12 okay okay precisely 6.12 is exactly what it's going to be"
Dec 27, 2024
Pending
Kathy predicted 30-year fixed mortgage rates would be 6.5% by mid-November 2024.
"Kathy you said 65%"
Dec 27, 2024
Pending